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Tuesday, January 12, 2021

Protecting Your Business from the Loss of a Key Person Charles de Gaulle once remarked, “The graveyards are full of indispensable men.”¹ While we know that life goes on regardless of the loss of any...

Tuesday, January 5, 2021

A Home Insurance Claim: To File Or Not To File Insurance is meant to protect you against financial loss. But is it really meant to protect you from any and all financial loss? When it comes to filing a loss claim on your home insurance...

Thursday, December 31, 2020

As we welcome 2021, our team at McDaniel Insurance would like to extend to you our commitment to provide you with the insurance support you need for your personal and/or business insurance needs. We commit to listen carefully to your...

Tuesday, December 29, 2020

For small business owners, the line between the personal and their business can be a bit hazy at times. Yet, when it comes to a vehicle that may be used for personal and business-related reasons, it’s important to know how your...

Wednesday, November 11, 2020

Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage earner. But how will a death affect a small business? One way of safeguarding a business is to...

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Thursday, November 5, 2020

Purchasing home insurance in Shelbyville, Kentucky is not only critical for protecting your home and personal property against any potential liability; if you have a mortgage, your lender will require it. What’s Covered A...

Tuesday, October 27, 2020

As the owner of a condominium unit, your insurance needs are different from other homeowners. A condo association’s master insurance policy typically insures most of the building and common areas. The extent of the building...

Tuesday, October 20, 2020

Insuring Your Business Against Cyber Liability One study found that 43% of cyber attacks target small business, and 60% of small companies go out of business within six months of a cyber attack.¹ Business owners are also required...

Tuesday, October 6, 2020

The questions around auto insurance center not so much on whether to have it—it’s mandated by state law, required by your lender, and serves to protect your assets—but what kind of coverage you should purchase. Types...

Monday, September 28, 2020

INSURANCEREAD TIME: 4 MIN Assess Life Insurance Needs If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an...

Wednesday, July 29, 2020

Purchasing condominium association insurance is one of most important buying decisions a board will make for their association. The decision must take into consideration requirements of governing documents, expense and coverages to...

Wednesday, July 22, 2020

Understanding your home insurance deductible. Flat deductible vs. percentage deductible? Most people don't have the time (or desire!) to fully understand their insurance policies. While it can be rather dull reading it is important...

Tuesday, February 4, 2020

Loss Assessment Coverage is not like other property coverages. Loss Assessment Coverage – What is it? Homeowners or Condo owners may be subject to mandatory membership in a homeowners or condo association. These associations...

Wednesday, January 22, 2020

You can hear the clock ticking...you take a look at it and its 2 am! You just can’t fall asleep. Why? Your Condo Association had a very heated meeting tonight regarding roof replacement. The Board Treasurer wants to use the...

Friday, April 12, 2019

April is Distracted Driving Awareness Month. Let’s unite together to End Distracted Driving. Individually, we can all commit to not drive distracted. Driving distracted is certainly not just limited to texting and driving. It is...

Friday, February 22, 2019

We actually Like Insurance! We Like our Clients too & Appreciate them! We wouldn’t have an Agency without our Clients! (many businesses in the service industry forget about that teensy little fact) (: We’re independent, so...

Monday, February 4, 2019

You’ve heard the saying “You get what you pay for”. This is often true in the insurance industry. Whether it’s your auto insurance, home insurance, business or farm insurance if all of your insurance purchase...

Tuesday, January 29, 2019

What does this mean you ask? To us, it means many things…. First of all, you deserve a local insurance agency that you can TRUST! Of course, Trust is a vital component of any healthy relationship and your relationship with your...

Wednesday, August 26, 2015

In today’s unsettled economy, many people are looking for ways to stretch their money—but sometimes this includes altering insurance coverages to dangerously low levels or eliminating coverage entirely. If you’re...