Auto Insurance
Car insurance is required
In Kentucky, you’re required by law to carry car insurance. It's easy to think all car insurance is created equal. And if all insurance is alike, what difference does it make where you get your coverage?
There is a difference
You may think you want the lowest priced option you can find, but sometimes you get what you pay for.
While most insurance products are similar in price and function, insurance agencies in Kentucky vary when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.
Auto insurance: required and additional protection
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:
- Liability
- Personal Injury Protection
- Uninsured Motorist
- Underinsured Motorist
- Collision
- Comprehensive
- Emergency Roadside Service
- Rental Reimbursement
Additional protection may include:
- New Vehicle Replacement Cost
- Loan/ Lease Coverage
- Customized Equipment
- Original Parts Replacement
Why We're Different
While insurance products are often similar in price and function, Shelby County insurance agencies vary when it comes to structuring a policy tailored to you. At McDaniel Insurance we understand there’s no such thing as a one-size-fits-all insurance policy when it comes to your auto insurance. You can trust that we will take the time to thoroughly evaluate your needs so that you can rest assured that your assets are protected at the most competitive rates.
We’ll help you protect what matters most. Contact us today, we’ll show you all of your insurance options, recommend the right limits, and make sure you receive every discount you deserve.