Association Crime/Fiduciary Insurance

It is very important to protect your Association with Specialized Crime Insurance.  What Does Crime Insurance Cover?

As with the other lines of insurance, not all Crime insurance is the same between the carriers.   Coverage is often very restrictive when written with an endorsement on a package policy. Associations should consider specialized Crime insurance to protect the unique exposures that are present with associations.    Specialized Crime Insurance protects an association in the event of loss of money, securities and other property. For associations, crime insurance should respond to:


  • Cyber Crime
  • Employee Dishonesty
  • Check Forgery or Alteration
  • Inside the Premises – Theft of Money and Securities
  • Computer Fraud or Restoration
  • Social Engineering
  • Funds Transfer Fraud
  • Optional Coverage to include Property Manager 

Condominium and homeowners associations are not immune from these types of losses and without the proper insurance coverage are unprepared to deal with the financial setback that results from theft and other related crimes.   McDaniel Insurance will work with our specialized carriers to provide important Crime insurance protection to community association boards and their property managers to guard against risks involving Cyber-crime, embezzlement, check forgery, and theft.

Contact McDaniel Insurance, your community association insurance specialist, to provide your condo association with the customized, comprehensive coverage it deserves. Call 502.909.0920 or email Deanna@McDanielins.com 

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