Hired & Non-Owned Auto Liability

Liability coverage for autos the insured does not own.  

If your business regularly uses vehicles you don't own, you may benefit from hired and non-owned car insurance.  For example, employees might run business errands in their personal vehicles or rent a car for a business trip.

Hired and non-owned auto insurance can be inexpensive for a small business. Several factors affect policy costs, including:

    • Number of vehicles
    • Vehicle type and value
    • Number of employees
    • Claims history
    • Employee driving records
    • Policy deductible and limits

Hired and non-owned coverage can be added to a commercial auto policy, a business owners policy or a general liability policy.  Coverage can also be added for physical damage coverage.

Request a Quote

Thank you!